Budgeting During the Holiday Season

Just finished the October budget. As usual, we’re over where I want to be and I’m concerned we won’t be able to stick with it. But we’re going to a wedding this month out of town. And I’m going to a friend’s birthday out of town. And we’re starting to buy Christmas presents. The list goes on.

My goal is to stay under $6000 per month for our personal expenses, including insurance, childcare, basically everything. Our largest expenses by far are food ($700 budget for groceries, $400 for eating out) and our mortgage ($1350). Daycare is another $600. Utilities tend to run about $300. I’ll get together a total list if anyone would be interested.

In any case, our budget for this month is right at $6700.  We’ll see if we can do it.

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